Private Label Credit Card Issuers
The leading credit processing solution. Synchrony financial is the largest pure play private label credit card issuer in the us.
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Retail credit solutions is your solution for private label credit card plcc programs.
Private label credit card issuers. Credit solutions unique combination of experience and size offers you the expertise from that of the large retail credit card issuers and the responsiveness and accessibility of a home grown solution. Private label credit card is the least expensive method of payment stores can accept. The private label credit cards in the us.
The private label credit card purchase value to grow at an average annual rate. For that reason alone it makes fundamental sense for every retailer to carry a program if feasible. Issuers of private label credit cards collect 16 to 18 in interest and fees on every 100 loaned out compared to the 14 to 15 per 100 loaned on general purpose cards.
10th edition report has been added to research and markets offering. As moodys points out today one such space that will be hit particularly hard is the private label credit card issuers with just 5 companies accounting for nearly 80 of all credit balances outstanding. A small number of banks dominate us private label card issuance with the top five accounting for 79 of balances as of early last year.
Both credit issuers and third processors can benefit from corecards highly configurable advanced and feature rich private label credit management solution. The company is well positioned to benefit from the continued expansion of consumer credit during what will be a prolonged period of benign credit after the 2008 financial crisis.
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